Rates
My fee is $120 per session. For clients who are paying privately, you have the option of submitting a bill to your insurance company for reimbursement. Generally, insurance will reimburse you anywhere from 50% to 100% depending on your plan. You pay my fee upfront and I will provide you with a receipt to submit to your insurance.

Insurance
I accept Anthem Blue Cross and Aetna for services rendered. For all other insurance companies, I can give you a receipt and your insurance will likely compensate you for your visits. Your insurance company reimburses you based on services received from an "out-of-network provider." It’s a simple process and I can assist you with the process. Please let me know if you would like me to provide you with a monthly invoice for you to send to your insurance company.

Payment
Cash, checks and credit cards are accepted for payment.

Carlsbad Psychotherapist - Dr. Carol Ray - serving the communities of Carlsbad, Vista, Encinitas, Oceanside, San Marcos,
San Elijo Hills, Rancho Sante Fe, La Costa, Escondido & Fallbrook, California.